FINANCING

Workboat Financing

At Edward Maritime, we understand that building or purchasing a workboat is a major investment. That’s why we’ve partnered with a commercial lending institution that specializes in financing marine equipment and workboats year-round.

This is not recreational lending—this is structured financing built for contractors, operators, and businesses working in the inland and coastal sectors.

How It Works

We work directly with a commercial bank that evaluates your business and the equipment being financed. Once approved, financing is structured into fixed monthly payments based on the cost of your vessel and selected term.

This allows you to:

Preserve working capital
Put your vessel to work immediately
Match payments with revenue generated from the asset

Financing Options

We offer multiple financing structures depending on your needs:

10% Purchase Option

Lower monthly payments
Balloon payment at the end of the term
Ideal for managing cash flow

$1 Purchase Option

Higher monthly payments
Full ownership at the end of the term
Best for long-term asset retention

Built for Commercial Operators

This financing is designed specifically for:

Marine contractors
Dredging companies
Construction firms
Inland and coastal operators

If your vessel is being used to generate revenue, this program is structured for you.

What to Expect

Approval is based on standard commercial lending factors, including:

Business history
Credit profile
Project scope
Equipment value

Our team works alongside you to make sure everything is aligned before submission.

Why We Offer Financing

We don’t just build boats—we help our customers put them to work.

Financing allows you to move forward with your build without waiting to accumulate full capital upfront. In many cases, the vessel can begin generating income while being paid off over time.

Important Note

All payment estimates are for reference only. Final terms, rates, and approvals are determined by the lending institution.